FREE RENTER TOOLS

How much can you set aside for rent?

Start with 3 amounts to see what is available for rent and housing bills. Open Advanced options when you want to check a rental or plan a move.

Start with 3 amounts

Use your household’s share. Choose whether each amount is per month or per year. Enter $0 only when you know an amount is zero.

Money received after taxes and payroll deductions.

Food, debt payments, transport and other bills. Leave out rent and housing bills; count each cost once.

Money you want to save or keep as a cushion. Do not count savings already deducted from take-home pay again.

Your result appears directly below.

Your rent budget result

Enter the 3 amounts above, then choose Calculate my rent budget.

A landlord may use different income requirements. Unknown costs are never silently treated as $0.

Advanced options

Rental bills and comparison, move-in cash, and rental search. These are optional for your first budget result.

Refine your rent limit or test a rental

Enter the four monthly extras to calculate a base-rent limit. Add the asking rent if you want to see what remains after paying for that home.

Rental A

Use $0 for a cost included in rent or already counted above. Leave it blank if you do not know it yet. Do not count a cost twice.

Monthly extras stay monthly even when rent is billed weekly.

Enter the four extras, then choose Calculate Rental A. Add a rent amount to see your money left each month.

Cash needed to move

Enter the actual amounts due for the rental you choose. First rent may be prorated or weekly. Additional prepaid rent excludes that first payment. Refundable deposits still require cash upfront; do not assume they will be returned immediately.

Enter your known move-in costs, then choose Calculate move-in cash. A subtotal stays incomplete until every cost is known.

The first rent payment belongs in upfront cash and your monthly budget. These are different views; do not add the two totals together.

How the estimate works

First budget result = take-home income − nonhousing expenses − savings and cushion. Yearly amounts are divided by 12. This monthly amount is available for rent and housing bills; it is not a base-rent ceiling.

In Advanced options, base rent ceiling = that available amount − utilities − insurance − recurring fees − separately entered commute costs. Enter commute separately only if it is not already in your nonhousing expenses. A base-rent ceiling is calculated only when all four extras are known. Weekly rent is multiplied by 52 ÷ 12 for a monthly average; a four-week estimate understates a full year. Actual payment dates may make individual months more expensive.

Money left after housing is shown both before and after your savings goal. Application fees, deposits and moving expenses are tracked separately. Entries stay in this page and disappear when you leave or refresh; no account is required.