Rental, DSCR & BRRRR Calculator | OneDEAL Underwriter

Property / Listing

Property Address

MLS # (manual placeholder)

Property Type

Units

Acquisition & Value

List Price ($)

Offer / Purchase Price ($)

ARV / Exit Value ($)

Buyer Closing Costs ($)

Rent & Income

Total Monthly Rent ($)

Other Monthly Income ($)

Vacancy (%)

Annual Rent Growth (%)

Operating Expenses — Annual

Property Taxes ($)

Insurance ($)

Utilities Paid by Owner ($)

HOA ($)

Maintenance (% of EGI)

Management (% of EGI)

CapEx (% of EGI)

Other Annual Expense ($)

Primary Financing

Down Payment (%)

Interest Rate (%)

Amortization (Years)

Loan Points / Fees ($)

Target DSCR

Target Monthly Cash Flow (% of Price)

Target Cash-on-Cash (%)

Target Cap Rate (%)

Max Cash Invested (% of Price)

BRRRR Assumptions

Rehab Budget ($)

Rehab Contingency (%)

Holding Period (Months)

Monthly Holding Cost ($)

Refinance LTV (%)

Refi Rate (%)

Refi Amortization (Years)

Refi Costs ($)

Desired Refinance Amount ($)

BRRRR Optimization Goal

Fix & Flip Assumptions

Expected Sale Price ($)

Defaults from ARV until manually overridden.

Selling Costs (%)

Flip Holding Months

Flip Financing / Carry ($)

Target Flip Profit Margin (%)

Target Flip ROI (%)

Creative Financing

Bank Financing (%)

Seller Financing (%)

Investor Cash (%)

Bank Rate (%)

Seller Rate (%)

Seller Amortization (Years)

Seller Note Interest-Only?

Seller Balloon (Years)

Loan Strategy Engine — Market Estimates

Editable market assumptions. These are estimates, not lender quotes. Replace with an actual quote whenever available.

Conventional Investor Rate (%)

Conventional Down Payment (%)

DSCR Purchase Rate (%)

DSCR Purchase Down Payment (%)

DSCR Refinance Rate (%)

Required Refi DSCR

Fix & Flip / Bridge Rate (%)

Fix & Flip Points (%)

Purchase LTC / Advance (%)

Rehab Funding (%)

Rate Sensitivity (+/- %)

Rate Assumption Date

Scoring Weights

These weights sync from the subscriber Buy Box and remain editable for individual deals.

Cash Flow Weight

DSCR Weight

Cash-on-Cash Weight

Equity Weight

Cash Efficiency Weight

Risk Weight

V0.5: Percentage-based Buy Box targets now include calculation safeguards and clear no-solution results when a deal cannot meet every selected constraint.

Subscriber Buy Box

Choose what you want from a deal, then adjust the thresholds. Saved settings load whenever you return.

Profile Name

Primary Objective

Monthly Cash Flow (% of Price)

Minimum DSCR

Minimum Cash-on-Cash (%)

Minimum Cap Rate (%)

Minimum Equity Created (%)

Minimum Flip Margin (%)

Minimum Flip ROI (%)

Maximum Cash Invested (% of Price)

Maximum Break-Even Ratio (%)

Seller Financing Available?

Strategy Priorities

Weights automatically change with each preset and remain fully adjustable.

Cash Flow Weight

DSCR Weight

Cash-on-Cash Weight

Equity Weight

Cash Efficiency Weight

Risk Weight

Best Feasible Strategy meets confirmed financing and Buy Box requirements. Best Conditional Strategy may outperform it if seller financing or another unconfirmed assumption becomes available.

Wholesaler Deal Finder

Save the territory and property criteria Investor AI will use to search for potential opportunities.

INVESTOR AI · COMING SOON

Center ZIP Code

Search Radius

Property Type

Maximum Purchase Price

Minimum Bedrooms

How it will work: Investor AI will compare licensed property data within your selected radius against these criteria and the return targets above. Saving criteria works now; automated property discovery will activate after a property-data provider is connected.

Financing Strategy Snapshot

Deal Score Breakdown

Good / Better / Best

Buy & Hold Underwriting

Buy & Hold Analysis

DSCR Analysis

Buy & Hold Scorecard

Hold Strategy Sensitivity

BRRRR Analysis

Maximum Cash-Out

Balanced

Maximum Cash Flow

BRRRR Scorecard

Custom Refinance Scenario

Fix & Flip Analysis

Fix & Flip Scorecard

Flip Scenario Comparison

Creative Finance Analysis

Creative Finance Scorecard

Creative Structure Comparison

Loan Strategy Comparison

BRRRR Refinance Constraint

Rate Sensitivity

Market-rate policy: OneDEAL Underwriter uses editable rate estimates for preliminary underwriting. The production version should refresh rates from licensed/authorized data feeds and clearly distinguish market estimates from actual lender quotes.

OneDEAL Underwriter BETA

Property / Listing

Acquisition & Value

Rent & Income

Operating Expenses — Annual

Primary Financing

BRRRR Assumptions

Fix & Flip Assumptions

Creative Financing

Loan Strategy Engine — Market Estimates

Scoring Weights

Subscriber Buy Box

Strategy Priorities

Wholesaler Deal Finder

Financing Strategy Snapshot

Deal Score Breakdown

Good / Better / Best

Buy & Hold Underwriting

Buy & Hold Analysis

DSCR Analysis

Buy & Hold Scorecard

Hold Strategy Sensitivity

BRRRR Analysis

Maximum Cash-Out

Balanced

Maximum Cash Flow

BRRRR Scorecard

Custom Refinance Scenario

Fix & Flip Analysis

Fix & Flip Scorecard

Flip Scenario Comparison

Creative Finance Analysis

Creative Finance Scorecard

Creative Structure Comparison

Loan Strategy Comparison

BRRRR Refinance Constraint

Rate Sensitivity

Make This Deal Work