FREE FINANCIAL PLANNING TOOL

Investment growth & fee calculator

Enter a starting amount, a monthly contribution and a time period. Add an optional return, fees or inflation in Advanced to compare growth scenarios.

Start with the basics

Enter your amounts, then use the button below to see your result. Advanced options are optional.

Starting investment ($) · requiredAmount to add each month ($) · requiredYears invested · required

Your result appears in the results panel after you calculate. Editing any amount clears the previous result.

Advanced optionsAnnual return: no growth assumed · Annual asset fee: unknown · Annual inflation: not modeled. Optional: open to add or change these assumptions.

Annual return to model before fees (%)Optional hypothetical rate, not a prediction. Leave blank for no growth; negative rates model losses.Assumed annual asset fee (%)Optional. A blank excludes fees from the balance; enter 0 only for a deliberate no-fee scenario.Assumed annual inflation (%)Optional. Enter a rate to also show the balance in today’s purchasing power.

No signup required. Your entered amounts are not included in calculator analytics or sent to a lender.

YOUR RESULTS

Your result will appear here.

Fill in the basic fields and choose Calculate investment growth. You can leave Advanced options closed for a basic estimate.

What this calculation means

Each month applies the annual-equivalent return and proportional asset fee to the existing balance, then adds the contribution. Fee impact is the gap versus the same scenario without fees, including forgone growth. Purchasing power divides the final nominal balance by (1 + inflation)^years.

Assumptions and limits

Constant returns cannot represent market volatility or sequence risk. Excludes taxes, withdrawals, contribution limits, transaction fees and account eligibility. The result is a scenario, not a guaranteed return or a retirement-readiness assessment.

Understand investing risk and fees All calculation methods Choose another tool