FREE FINANCIAL PLANNING TOOL

Business break-even calculator

Start with one product or service. Check its contribution to overhead before assuming more sales can support a loan.

Start with the basics

Enter your amounts, then use the button below to see your result. Advanced options are optional.

Business costs you pay each month ($) · requiredCosts you pay even with no sales, such as rent and subscriptions. Enter 0 only if none apply.Selling price for one item or job ($) · requiredCost to deliver one item or job ($) · requiredSupplies, delivery, card fees and other costs caused by one sale. Do not include the monthly costs above again.

Your result appears in the results panel after you calculate. Editing any amount clears the previous result.

Advanced optionsExpected monthly sales: not entered. Optional: open to add or change these assumptions.

Items or jobs you expect to sell each monthOptional. Enter a whole number to also estimate profit or loss at that sales level.

No signup required. Your entered amounts are not included in calculator analytics or sent to a lender.

YOUR RESULTS

Your result will appear here.

Fill in the basic fields and choose Calculate break-even. You can leave Advanced options closed for a basic estimate.

What this calculation means

Contribution per unit = price − variable cost. Break-even units = fixed costs / contribution, rounded up to a whole unit. Modeled operating profit = planned units × contribution − fixed costs.

Assumptions and limits

Single product or constant product mix, stable price and costs, all modeled units sold. Excludes income tax, debt payments, startup purchases and timing differences between sales and collections. Operating break-even does not establish financing eligibility or cash runway.

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