YOUR MONEY. YOUR LIFE. YOUR NEXT MOVE.

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For your real life.

Pay down debt. Plan a home purchase. Make room for what matters. Our free tools and practical guides help you understand your options, one decision at a time.

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Start with what you know.Explore the details as you go.
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FOR PROPERTY INVESTORS

The deal is one question.
The financing is another.

Explore LoanSpark, Easy Street Capital and OfferMarket, then learn what to compare in a written offer.

Potential partners — no partnership established. No live offers or paid referral links. Disclosure

Explore financing options →DSCR · Flip · Bridge · Construction · Multifamily

LET’S START WITH YOU

What would you like to work on?

Choose one question. You can explore everything else when you’re ready.

Pay down debt

See what paying extra could change.

Compare payoff strategies

Buy a home

Put the monthly cost in perspective.

Estimate a mortgage payment

Make a budget

Find out what is left after the bills.

Build a monthly plan

Build my savings

Turn a goal into a monthly amount.

Plan a savings goal

Plan for my future

Explore contributions, growth and fees.

Try a growth scenario

Run a business

Understand what your sales must cover.

Find your break-even point
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THE LIFE BEHIND THE NUMBERS

A home is a big step.
Start with the whole payment.

The price is only the beginning. Bring taxes, insurance and other housing costs into the picture so you can see how a home might fit your monthly budget.

Explore my monthly paymentHome buying and property guides

MORE OF YOUR FINANCIAL LIFE

Find your next question.

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Credit cards & debt

Compare card costs, understand borrowing terms and build a debt payoff plan.

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Banking & saving

Understand checking, savings and CDs, compare account terms and plan a savings goal.

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Personal, auto & student loans

Compare borrowing costs, car financing and college funding without focusing only on the monthly payment.

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Home & real estate

Mortgages, home-buying costs, property investing and refinancing.

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Investing & retirement

Explore investment risk, costs, account choices and long-term contribution scenarios.

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Small business finance

Organize a funding request, test operating break-even and understand the cost of business borrowing.

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Insurance

Compare coverage, limits, exclusions and deductibles before focusing on premium alone.

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Taxes & financial records

Organize tax records, distinguish withholding from tax liability and find official planning resources.

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Budgeting & money management

Plan everyday spending, irregular bills, debt payments and a cash reserve in one view.

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A LITTLE KNOWLEDGE GOES A LONG WAY

Make the next decision easier.

All guides and tutorials
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EVERYDAY MONEY

Where does the money go between paydays?

Make room for irregular bills before deciding what is left to save.

Work through a budget
Small costs.
A long timeline.

Look at contributions, fees and uncertainty together.

INVESTING & RETIREMENT

What could fees change over time?

See a worked example, then explore your own assumptions.

Understand the tradeoffs
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SMALL BUSINESS

Turn the business idea into a financial plan.

Connect the money you need with the costs and sales behind it.

Prepare your next step

ONE QUESTION AT A TIME

You don’t have to figure
it all out at once.

Read a plain-language explanation, try a calculator, and change an assumption. Each step helps you see what to ask next.

  1. Understand the decision

    Start with a guide that speaks to your question.

  2. Put your numbers to work

    Use what you know and read the assumptions.

  3. Compare a different path

    See what changes before making a commitment.

Looking for something specific?

Search by the question you need to answer.

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Worksheet

Property / MLS reference worksheet

Review user-entered listing details before applying them to a mortgage or investment calculation. Public automatic lookup is not available yet.

OpenCalculator

Rent budget & rental finder

Find your rent ceiling, compare two rentals and plan deposits and move-in cash.

OpenCalculator

Monthly budget planner

Reconcile income, spending, debt, savings and irregular bills. See a surplus or shortfall.

OpenCalculator

Personal & auto loan payment calculator

Estimate a car payment from its purchase price, with optional down payment, taxes and fees. A direct loan-amount option is also available.

OpenCalculator

Debt payoff & strategy calculator

Compare extra payments, avalanche, snowball and velocity banking. See payoff months, total spent and savings.

OpenCalculator

Savings goal calculator

Find the month-end contribution needed for a goal using your own APY and timeline.

OpenCalculator

Investment growth & fee calculator

Separate your contributions, hypothetical returns, fee impact and purchasing power.

Open

FOR PROPERTY INVESTORS

Go deeper on the deal.

Review rental cash flow, DSCR, BRRRR, flips and seller financing in our dedicated property section.

Analyze a propertyProperty investor hub

Clear about what we can tell you.

These tools model the assumptions you enter. They do not approve a loan, quote a policy, recommend a security or determine your taxes.

Cloud saving, AI analysis, imports and live property data remain unavailable to public visitors. Keep your own copy of inputs and results.

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The lifestyle images are AI-generated illustrations. They do not depict OneDEAL staff, financial advisers or customer testimonials.

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