WEBVTT

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This example shows about $633

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in monthly cash flow.

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But that result depends on

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the rent estimate.

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Here's how to enter the

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deal in One Deal and

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test what happens when that

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estimate is lower.

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In Property Inputs, enter a

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$300,000 purchase price and

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$6,000 in buyer closing

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costs.

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For this fictional loan, use

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25% down,

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a 7.25%

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interest rate, 30-year

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amortization,

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and $3,000 in loan

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fees.

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Use actual quotes for your

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own property.

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Enter $3,500 in monthly

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rent,

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no other income,

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and 5% vacancy.

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The next expense section uses

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annual amounts:

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$4,500 in taxes and

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$2,200 in insurance.

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This example has no owner-paid

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utilities,

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HOA or other annual expense.

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Maintenance is 5%, management 8%

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and CapEx 5% of effective

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gross income.

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Check each field against your

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own estimates.

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Select Analyze Deal.

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With those assumptions,

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modeled monthly cash flow is

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about $633, and DSCR is

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1.41.

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That is the model's

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debt-coverage result.

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It does not guarantee loan

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approval or the return you

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will actually earn.

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Now lower only the monthly

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rent to $3,000.

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Cash flow drops to about

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$244,

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and DSCR to 1.16.

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The percentage-based expense

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allowances also change with

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income.

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This is why you should

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check the rent estimate before

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relying on the result.

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Try the same steps with

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your own assumptions in One

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Deal's free beta.

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Cloud saving is unavailable, so

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keep a separate copy of

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your inputs and results before

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leaving.

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AI and live property data

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are not included in this

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beta.